When you go to your bank and give them your deposit, if you put that money into a savings account, they currently give you a whopping 1-3% return annually for the use of your money.  They then turn around and loan that money for 6-12%, and make the difference.  Some banks maintain a credit card division, often charging up to 21 or 22% interest.  They make a lot of money with your money!  This is the retail money market.  Some would have you believe that is your only choice. When you have $1,000,000 in savings at your bank, you suddenly become a VIP.  They will offer you greater returns.  They need you, they can do more with larger sums, and they can afford to give you more.  And while you are more important to them, they would prefer to keep you in the retail side of the business.  But on the upper end, there is wholesale money market, the market that exists for very wealthy people. There are a series of investment vehicles typically available only to those who can invest 10 to 100 million dollars at a time.  As you might imagine, with these large investments, there is the potential for tremendous returns. 

 

There is a private investment club that allows small investors to pool their money and take advantage of these higher returns.  With higher returns, there is more risk.  Past performance is no guarantee of future results, but the company is doing extraordinarily well.  If you are in a position to place a modest portion of your investment portfolio in a more aggressive, high yield investment, we have come across a company that may interest you.  Please contact me at 904-294-7219, david@musicbydavidpaul.com  and I can give you more information about it.